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You can top-up using Singapore internet bank transfer, and trade with assets using funds in your Xfers wallet.
An Xfers account is automatically created for you click "Connect Xfers" on CoinMoola. If you have an existing Xfers account, it will automatically be linked.
You can refer to the step by step instruction here.
Please file a ticket with Xfers here
When you successfully verify your account on Xfers, you will also automatically be verified to Level 3 on CoinMoola.
You may also manually verify your Xfers account by logging in to your Xfers account on www.xfers.io.
More information on Xfers verification.